As a resident of Arizona, getting affordable auto insurance is very important. This is especially true if you live in or around some of the bigger cities like Phoenix and Tucson. What a lot of people don’t realize is that driving in or around these cities can be a bit risky especially with all the people rushing to and from work.
One of the great things about living in Arizona is that you can get rid of certain insurance features that you simply do not need. On feature that a lot of people don’t need is the floor insurance that usually comes along with comprehensive auto insurance. Getting flood insurance in a state that receives very little water is not a smart decision if you are trying to save money because this small feature will cost you upwards of $10 per month. I know that is not much but once you add up all the little fees here and there, you will save quite a bit.
Another thing you can do to get affordable auto insurance in Arizona is to setup automatic payments from your bank account to your insurance account. What this will do is it will automatically make a payment for you on the same day every month. I know this doesn’t seem like much by auto insurance companies are giving customers between 10-15% off each month that they have this. This truly is a great discount to take advantage of.
One other thing you can do to get affordable auto insurance in Arizona is to lower your insurance amount. If you have a car that is worth $10,000 you don’t have to insure it for that amount. My advice is to insure your car for a little bit less so that you can save some money every month. In a recent study of residents in Arizona, 80% of them were paying for too much insurance. What I mean by this is if you had a car that you insured a year ago when it was worth $3,000 more than it is right now then you are probably still paying for $3,000 or excess insurance you will never be paid. The reason I say you will never be paid for this is because an insurance company will only pay the current value of the car, not how much insurance you actually have on it.
As you can see there are a few great ways to save money on auto insurance in Arizona. Don’t just take my word for it, look around the site and see some more great ways to save money on insurance.